Why aren’t you people doing anything?

I have A LOT of friends and family that complain or hope that one day their money issues will just disappear. I wish they knew there’s such an easy way to figure things out. I wish they would let me help them. I would. I wouldn’t even ask for anything. Okay, maybe if they really wanted to get me something I’d show them my amazon wishlist (the only things I ever want as gifts are things from this list, otherwise I never use your gift and you’ve just wasted $15 at Target – you all have been warned). But really I just want every one in my life to feel a lot less worried and a lot more secured.

Today, I asked my mom if she knew how much she spends a month. She told me a number and then I asked if she could break it down. The second she said she spends $100 a week on her twinkies, steaks and milk I knew something was wrong. She wasn’t really keeping track, every single day, of what she was spending. She was estimating. It’s okay. We all do it. Heck, some of us don’t even estimate. Some of us just blindly go through life spending money on shoes and cars and yogurt and just know that we have a wad of cash on the other side.

I want to shake you people! I especially want to shake the people who complain. And then I want to shake, slap and hurt the people that tell me all too often, “I really need to do this 401k/IRA/savings thing – I keep meaning to, but then I take a nap instead.”

WHAT THE FUCK?!

Dudes, you can friggin’ do this. I’m not saying you’re going to magically get rich tonight by saving and putting your money in the right accounts. But you’ll be getting there. You’ll realize you don’t need all that cash in your checking account. It’s just sitting there doing nothing for you. You’ll realize you could be getting money for doing NOTHING AT ALL. And all it takes is some man power. Those hours you spend at work fucking bored to tears? Open a friggin’ ING account instead. That night you watched something totally useless on TV? You could’ve organized your accounts so you never have to wonder where you put that information again. It takes time, but it’s so worth it.

So if you want my help, I will help you. I’m offering free (or gifted :-) services to you folks. I’m giving you my valuable friggin’ time. Why? Because I’ve heard ALL the excuses and frankly I’m sick of them. I want people to stop telling me they can’t do this or that. If they need me to do it for them just so I can stop listening to them talk about “should’ve/would’ve/could’ve” then please for the love of god, email me, call me – I will help you with this.